In this article we are going to explain 4 important things to know when you get your first credit card.

Things to Know when you get your first credit card
Things to Know when you get your first credit card


One Time Passowrd(OTP) is a 6-digit number that your receive to complete an online transaction


PIN is a 4-digit Personal Identification Number know only to your. Always cover your keypad while typing your pin.


CVV is a 3-digit number(in most cases) at the back of your credit card. It is mostly used for online transaction.

Expiry Date

The Expiry Date indicates the validity of your credit card

Do not share your credit card information with anyone. If you suspect you have been the victim of fraud, report immediately to your bank.

Below are some of the banks that offers life time free credit card for its exclusive customers.

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